Author mrudolph

Acosta Companies Purchase New Office in Winter Park

Acosta Companies Purchase New Headquarters in Winter Park Roland H. Acosta Law and Acosta Tax expand Central Florida operations Winter Park, Fla. (December 17, 2015) – Roland H. Acosta & Associates, P.A. and Acosta Tax & Accounting Services, P.A. will be expanding and moving into their new company headquarters at Keewin Winter Park Center in

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Legal Buzz: Bankruptcy & Your Inherited IRA: Part 2

Legal Buzz Bankruptcy & Inherited IRA’s: Part 2 A spouse may circumvent the Supreme Court’s ruling in Clark v Rameker because a spouse can roll the inherited IRA into the spouse’s own IRA to avoid forfeiture in Bankruptcy. Spousal IRA heirs are treated differently than non-spousal heirs because of the ability to do a “Rollover”

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Legal Buzz: Bankruptcy & Your Inherited IRA: Part 1

Legal Buzz Bankruptcy & Inherited IRA’s: Part 1 On June 12, 2014 the US Supreme Court Case decided in Clark v Rameker, that inherited IRA’s (401k’s etc.) are not protected retirement assets and therefore are forfeited in Bankruptcy. The court ruled that unlike retirement assets, inheritors can’t put additional funds into the account; and they

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The Legal Buzz Blog: Short Sales and Taxes

I Short Sold a Home   Will I Receive a 1099? If you had short sale on your property you will receive a 1099.   Short Sale Negotiators, Closing Agents and Lawyers have no control over who receives a 1099.  In fact, if any debt over $600 was forgiven during the course of the year you

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The Legal Buzz Blog: Debt Resolution, Part 2

Dealing with Debt on Your Terms Frequently debt collectors are overzealous and they break the law. The Federal Fair Debt Collection Practices Act (FDCPA) contains many protections for consumers.         It is unlawful for collectors to: Threaten to include you on a “dead beat” list Threaten to distribute or publish something which

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Legal Buzz: Debt Resolution, Part 1

Dealing with Debt on Your Terms Cardinal Rule of Debt Resolution: NEVER use Cash Advances on Credit Cards or Retirement Funds to pay debt. 1) Prioritize your Bills      1st pay secured creditors      2nd pay unsecured creditors      Last pay credit card companies 2) Do not speak to collection companies or collection departments until

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